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Get the freedom & flexibility you deserve

We’ll help you launch a thriving career on your own terms, while offering a wealth of benefits, training, and support.

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We provide the space you need to own your practice, your goals, and your future

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Flexibility

You have the flexibility and support to brand your business as you choose. Our open architecture means you can offer clients a range of products and solutions to meet their specific needs and serve their best interests.
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Stability

Since 1851, we’ve navigated the world’s twists and turns by seeing the big picture and investing carefully. Our financial strength, experience and mutuality - and broad suite of solutions - can help you meet your clients' financial and protection needs.

We know how to help you grow

Our mentoring program connects our brightest new financial professionals with seasoned advisors at the top of their game.*
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Feedback that fosters your growth

Our mentors will give you the guidance and encouragement
you need to thrive in this business as you start out. They'll set high expectations of your performance, share resources to help you develop, and help you build more self-confidence.
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Work with successful professionals

You'll be able to network with professionals who have built up years of experience. They’re eager to grow the next generation of talent and put their knowledge behind your practice's success by modeling good listening skills, the right attitude, and the right approach to this career.
* Note: Program is available only to new financial professionals who have qualified as a Rising Leader.

Our financial professionals say it best

Headshot: Dakota Brizendine

"I've chosen to build my practice at MassMutual really because of the entrepreneurial model. MassMutual can provide infrastructure and resources that we as business owners can plug into."

Dakota Brizendine

Addison Degen headshot

“Seeing the client's smile of knowing, hey, you actually helped me get to where we are and we never thought we'd get to this point.”

Addison Degen

Kyneshia Hubbard headshot

“It's always been the focus of
how can we help people. And to me that's just more important. So this made it my final, my landing place.”

Kyneshia Hubbard

Compensation

Fuel your financial freedom

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Gross dealer concession (GDC) payouts

You’ll be paid a percentage of the GDC for brokerage, advisory, Trust Company, third-party direct business and more.
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Commission

Whenever you sell an insurance or annuity product, you’ll receive commission. First-year commission is a percentage of your client’s first-year premium.
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Allowances and bonuses

You can also receive allowances and bonuses based on your growth, awarded at the discretion of your general agent.
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Renewal commission

In addition to regular commission, you’ll receive commission on any premiums earned in the years that follow your client’s first-year policy.
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Agent financing plans

If you’re a new financial professional, it may take time
to build your business. That’s why we offer subsidies alongside regular commission.

Network of Experts

Top-Tier sales expertise

Our network of experts will coach you to grow your business and streamline efficiencies in your practice. You have the freedom and flexibility to leverage an expert team at your discretion. We’ll accommodate the support based on you and your client’s best interests.

Tax specialists
Estate planning attorneys
Financial planning directors and consultants
Product & solution specialists
Business development specialists

Wealth management investment team
Advanced marketing consultants
Chief investment officer
Trust officers

Advanced care design team
Banking and lending support
Legal professionals
Competitive research consultants
Compliance professionals

Benefits

Rewarding you and your business

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Health benefits

We protect you from head to toe with coverages that include medical, dental, disability, fertility, adoption, and so much more.
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Retirement benefits

Invest in a solid safety net for later in life. We offer the option for retirement plan participation so you can save in a way that works for you and your immediate needs.
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Additional benefits

We also offer a maternity benefit and personal support to navigate the health insurance system, retirement planning, college preparation, and more.

Support

When you team up, everyone wins

We encourage and support financial professionals to work in teams, so they have more resources to work efficiently, meet client needs, and increase revenue.
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Team compensation

Our team compensation programs allow you to operate as a true business, with compensation that reflects your team practice and results.
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Team support

Our home office will organize educational call series, provide networking opportunities, and help you strategize to take your practice to the next level.
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Team reporting

Access customized reports that track your individual and team progress and compensation. You'll always know how you're performing against your goals and can plan accordingly.
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Team recognition

Advisor teams share a common practice where everyone contributes to and shares the results they accomplish. That's why we acknowledge your success as a team with recognition awards like Team of the Year.

Take your career to the next level

We'd like to get to know you better. Answer a few simple questions to take the next step.

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