Why an Insurance Agent Job with MassMutual?

Making a difference

We want to challenge you…

What other career can you make a tremendous difference in the lives of people and still meet your income aspirations? This Financial Services Representative career is different.  It is empowering to the people who enter its service. It is impactful to the individuals and families it can help. You don’t need a Finance degree, but a high sense of motivation and determination are essential. It’s not always easy and it’s always a challenge. You may not be able to change the world, but you can help change the future for your clients. It is a career where you see the positive outcomes of your best efforts.              

History of Strength

Since 1851, through wars and major economic shifts, we've learned how to adjust to a changing world while we help others do the same. Being a company consumers can trust has allowed us to adapt and grow in the financial services industry. The cornerstone of keeping commitments to individuals, families and business owners has been our Career Agency System (CAS) whose Financial Services Representatives help individuals and companies prepare for the road ahead. Our Career Agency System provides the operating support, brand recognition and financial credibility you need to launch and build a successful business, so you can maximize your potential and enjoy the rewards of running your own business.             

Financial Strength

Historic Dividend Payout

Most Ethical Company

Family of Companies

Another testament to MassMutual’s strength is the diversified array of companies that make up our “Financial Group”. This ‘secret sauce’ enables MassMutual to think long term in our approach and helps to generate revenue in different types of economic environments.

View the MassMutual Family of Companies


MassMutual is a mutual company. That means we don’t have shareholders. Instead, our members and participating policyowners are often described as sharing in our ownership. This generally means that, if you’re insured under a MassMutual whole life insurance policy, for example, you are a member entitled to vote for our Board of Directors. And if you own that participating policy, you may be eligible to share in any dividends we may declare.

As a mutual company, we operate for the benefit of our members and participating policyowners. We manage the company with a focus on their long-term interests and are not subject to the expectations of Wall Street analysts or stockholders. Throughout our history, this focus on the long-term has helped us provide financial and retirement security to millions of people. And while they're not guaranteed, we've consistently paid dividends to eligible participating policyowners since the 1860s. Our success is reflected in our financial strength ratings1, which are among the highest of any company in any industry.

1 Financial Strength Ratings are as of 3/30/16: A.M. Best Company: A++ (Superior; top category of 15); Fitch Ratings: AA+ (Very Strong; second category of 21); Moody's Investors Service: Aa2 (Excellent; third category of 21); Standard & Poor's: AA+ (Very Strong, second category of 21). Ratings are for MassMutual (Springfield, MA 01111) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082). Ratings are subject to change.